Commercial | Regular | NOW | Money Market | Ultima | Liquid Asset* | ||
---|---|---|---|---|---|---|---|
Minimum balance required to earn interest | Non-interest bearing account | Non-interest bearing account |
$500
Tiered Rate
|
None
Tiered Rate
|
None
Tiered Rate
|
None
Tiered Rate
|
|
Minimum balance required (to override per check fee) | $1,500 | $250 |
$500
|
$1,000
|
$10,000
|
$10,000
|
|
Per debit item fee** |
$0.20 each | $0.15 each | $0.15 each | $0.15 each | $0.15 each | $0.20 each |
|
Per transit (non-UBM check) item deposited fee** |
$0.20 each | $0.15 each | $0.15 each | $0.15 each | $0.15 each | $0.20 each |
|
Learn More | Learn More | Learn More | Learn More | Learn More | Learn More |
Interest accrual begins on the first business day after the day we receive your deposit. Interest is calculated daily based on your available balance, then compounded and credited to your account monthly. The Interest Rate is variable and subject to change without notice. If your balance falls below the minimum, interest will not be paid for that month. Fees could reduce earnings.
*Liquid Asset Only - Total Withdrawals/Day not to exceed $100,000 without Seven-Day (7) notice.
**These Fees Are Charged Only If Balance Falls Below Required Minimum
*** Transaction subject to ISA Fee of .09% of the Transaction Amount when card is used Internationally
To open a Checking Account, please stop in at any one of our UBM locations.